Water damage claims are the second most common type of insurance claim. The leading type is wind and hail damage. Cases of water damage are a common thing in most households. The best you can do is apply for water damage insurance to get compensation for any damages that may arise as a result.
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What is Water Damage Insurance
It is a type of protection in most property damage policies that cover accidental or sudden water damage. You are not guaranteed compensation if the damage is due to negligence or failure to keep your home in a perfect state. Water damage in your home can be avoided easily by carrying out necessary maintenance. Inspect your property regularly to check for leaking pipes and potential damages in other parts of your home.
Types of water damage you are likely to experience include:
- Flooding
- Overflow
- Sewer backup or water backup
- Accidental discharge
Filing an insurance claim for the water damage in your home can help you get compensation quickly. Insurance companies have to send their team to assess the extent of water damage in your home and determine whether you deserve compensation.
Your insurance provider may try to delay your payment or claim the amount you are to receive as compensation should be less than what you are supposed to get.
Comprehending certain policies by these insurance service providers may also prove somewhat challenging when filing a claim for water damage on your property. This is the right time to hire a property damage claim lawyer.
Louis Law Groups:
Louis Law Groups is a leading law firm that can help you secure compensation for water damage on your property. Our lawyers are familiar with insurance laws and will do their best to make sure you get full compensation from your insurance provider.
We are dedicated to protecting the rights of covered policyholders. Having been in the industry for some time, we have the expertise to do several things like assessing the extent of water damage in your property, filing a report and presenting it to your insurance provider.
Louis Law Group has experienced attorneys can also help you comprehend different complex items on your cover. We will offer the necessary advice to guide you when dealing with your insurance provider.
Our property water damage lawyers are always ready to help you if your water damage claim is denied, underpaid, or delayed. How about you choose us for the best service and also to secure your claim.
Difference Between Flood and Water Damage
Water and flood damage are two different types of coverage in most insurance policies. Water damage is commonly included in most homeowners insurance policies, while flood damage is not. In most countries, flood damage is never covered in a homeowners insurance policy.
You may be needed to get flood coverage from a public entity. You can also get it from an authorized private provider. The two are entirely different things that generally spark up the confusion. We are here to help you understand all the details of your insurance policy better.
What Type of Water Damage is Covered
It is one thing you may wish to know as a homeowner. This largely depends on your policy or type of cover. The source and cause of damage are some of the things that can help you to identify this easily. Common types of water damages covered include:
- Leaking toilet
- Water leak
- Leaking roof
Understanding all the details of your cover is vital in helping you know whether you are covered. Our lawyers can also analyze your policy and help you understand all its terms. This will keep you in the know about the kind of water damage covered in your policy.
Why Choose Us
We have stood out as one of the leading law firms advising and helping get compensation for their water damage claims. Here is why you should choose us.
Expertise
We have the knowledge and expertise to face off with your insurance company, and we will do our best to recover all the amount owed to you guided by the terms of your policy. Our attorneys are well acquainted with all the insurance laws, and their years of practice in this field can help you secure your claim fast. We have also been litigating on water damage property claims for some while now and have won more cases.
Transparency
We value transparency a lot in our line of service, and everything is clearly outlined, including the amount we charge as legal fees. Our team of experienced attorneys will take you through our terms of service when you hire us to help you with your water damage claim case. There are no hidden charges in our service.
Legal Advice
We also have the best attorneys in our firm to provide you with the necessary legal counsel. Our lawyers will guide you through different things involved when seeking a water damage claim. They will also advise you on what you should do, especially with the documentation, so that you may have a smooth time with your case.
How to Boost the Chances of Securing Water Damage Claim
Dealing with different insurance providers may not be a walk in the park as you think. Your payment can get delayed, or you will receive nothing at all. Some insurance providers can also give you less than the amount you deserve. Here are a few things you can do to maximize the chances of securing your claim.
Hiring an Attorney
It is the best option if you want to have a smooth time securing your claim. Attorneys are conversant with all the insurance laws and can easily interpret all the terms in your policy cover. We are the best law firm to hire whenever you are seeking this kind of claim.
Our experienced lawyers can offer the necessary legal counsel and go head to head with your insurance company to ensure you secure your claim smoothly. We are unbiased and will stick by the laws and your insurer’s policies to ensure you obtain your compensation.
Analyze Your Kind of Damage Better
One of the reasons you may miss out on your claims is improper documentation or failure to key in the right application. Analyze the kind of water damage in your home better before filing for any settlement.
Make sure the damage is a result of water. It should also be part of your cover. Louis Law Group can source different experts to assess your home and determine the type of water damage. We will also go through your coverage to determine whether the claim you intend to make is covered in your policy.
Report Your Damage Immediately
Any delays in filing your claim lower your chances of getting compensated. Most insurance providers require their clients to report these cases within a specific period after the damage has occurred. This enables them to carry proper assessments and establish the cause. It is one step that makes the process of securing your claim easier.
Keep Evidence
Gather all the evidence of water damage in your home in case of such an incident. Most insurance providers require you to submit substantial evidence. Take enough photos that may act as quality proof. Our lawyers can also use such evidence to secure a full claim if your insurance provider does not offer any settlement.
We have the best legal minds in our law firm to help with your water damage claim. You can never go wrong when you choose us.
Related article: Residential or commercial water damage
