PayPal is making a direct appeal to the world’s designers and creators. This week, the payments giant is showcasing a new integration with design platform Canva at the “Canva Create” event in Los Angeles, a strategic move to embed itself deeper into the social commerce boom. The feature allows Canva’s 265 million monthly active users to insert payment links or QR codes directly into their digital and print designs, effectively turning any creation into a point of sale.
This push for growth comes at a critical juncture. The company’s core branded checkout business, its most profitable segment, has shown significant weakness. Growth in that area slowed to a mere one percent in the fourth quarter, a stark drop from the six percent recorded a year earlier. While PayPal’s total revenue for 2025 grew 4.3% to $33.2 billion, the explosive expansion of past years has clearly cooled.
Simultaneously, the company is undertaking a significant internal restructuring of its cryptocurrency operations. On April 20, 2026, all crypto services will be formally spun off into a new subsidiary, PayPal Digital, Inc. Customer accounts will transition automatically with no action required. This move highlights the division’s growing scale; the company’s proprietary stablecoin, PYUSD, saw its circulating supply explode by 600% in 2025 to reach $3.6 billion, capturing a 1.6% share of the stablecoin market. The coin is now available in 70 markets.
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However, April 20 carries substantial legal weight alongside its operational significance. It also marks the deadline for investors to join a securities class action lawsuit as a lead plaintiff. The suit alleges management made false statements regarding revenue forecasts and growth prospects, accusations triggered by a surprising CEO change and missed quarterly targets in February 2026. That event sent the stock plummeting, and its shadow continues to loom over the share price.
The chart reflects this persistent pressure. PayPal shares currently trade at EUR 40.53, having declined more than 18% since the start of the year. The stock sits a stark 21% below its 200-day moving average, and the 52-week high of EUR 67.50 from last summer seems a distant memory.
All strategic initiatives now lead to a single, imminent report. When PayPal releases its first-quarter 2026 results in May, the focus will be intensely narrow. Investors will be looking for one clear signal: a return to accelerating growth rates in branded checkout volume. The Canva partnership and crypto reorganization provide a narrative for recovery, but the upcoming numbers must deliver the proof.
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