As anticipation builds for the upcoming Cardano Summit in Berlin, significant on-chain activity reveals a substantial accumulation pattern unfolding behind the scenes. Major market participants are capitalizing on recent price weakness to build substantial positions, with timing that appears strategically calculated.
Strategic Partnership Expands Real-World Utility
A significant development emerged just before the summit announcements: EMURGO, a founding entity of the Cardano ecosystem, revealed a strategic collaboration with payment processor Wirex. This partnership will produce the Cardano Card, a multi-chain cryptocurrency debit card accessible to Wirex’s existing user base of six million customers across 130 countries. This initiative represents Cardano’s most substantial foray into digital payments to date, creating crucial infrastructure that connects cryptocurrency assets with traditional fiat currency systems.
Substantial Whale Activity Detected
Blockchain analytics uncover a clear accumulation strategy among large holders. Within a mere four-day window, wallets holding between 100,000 and 100 million ADA collectively acquired 348 million coins, representing an investment exceeding $200 million. This represents the most significant accumulation wave observed since May 2025, indicating that institutional-scale investors view current price levels as an attractive entry point. Notably, this aggressive buying occurred while ADA had declined over 35% in value across the preceding two-month period.
Should investors sell immediately? Or is it worth buying Cardano?
Regulatory Alignment Through ISO 20022
Cardano’s positioning within the evolving regulatory landscape may receive a significant boost from its compatibility with the ISO 20022 standard. This technical alignment ideally situates the blockchain platform for the impending SWIFT network migration scheduled for completion by November 22. Charles Hoskinson, Cardano’s founder, has repeatedly emphasized the long-term importance of this standardization for banking and financial services infrastructure. Such strategic compatibility could potentially facilitate Cardano’s integration into conventional financial systems.
The convergence of substantial whale accumulation, groundbreaking payment infrastructure development, and strategic regulatory preparation suggests potentially transformative developments for Cardano. Market observers are now questioning whether these factors might catalyze a significant trend reversal for the digital asset.
Ad
Cardano Stock: Buy or Sell?! New Cardano Analysis from November 11 delivers the answer:
The latest Cardano figures speak for themselves: Urgent action needed for Cardano investors. Is it worth buying or should you sell? Find out what to do now in the current free analysis from November 11.
Cardano: Buy or sell? Read more here...

